Cancellation and Holiday Insurance

The Savoy on the Isle of Wight have arranged a special insurance scheme with travel insurance specialists, P J Hayman & Company Ltd to cover clients booking through us. This insurance is underwritten by ELVIA Travel Insurance International N.V. (Netherlands) and is administered by Mondial Assistance (UK) Ltd.

Premium Per Party

Current indicative insurance costs are £15 / one bedroom cottage, £20/two bedroom cottage and £25/three bedroom cottage. Prices may be subject to change and will be confirmed on booking.

The following is a summary of cover only and does not contain the full terms and conditions of the contract. Full terms, conditions and exclusions can be found in the certificate of insurance, which you should read carefully.

CANCELLATION COVER

- Up to the cost of your holiday
Insurers will reimburse your irrecoverable pre-booked travel and accommodation chargers, if the holiday is necessarily and unavoidably cancelled, due to a cause outside your control (excess £40 per party - other than loss of deposit claims £15 per party)*

CURTAILMENT COVER

- Up to the cost of your holiday
Insurers will reimburse the proportion of your holiday costs that are lost following abandonment of the holiday on written medical grounds (excess £40 per party)*

UK HELPLINE

- Emergency Assistance
The following cover applies under this section if the insured person is hospitalised more than 25 miles away from usual place of residence:

• Emergency Medical Reparation and Travel Expenses - Up to £10,000 (excess £40 Per Party)
• Emergency Accommodation Expenses - Up to £200
• Visit by a close relative (Transport costs) - Up to £250
• Transportation of the deceased person - Up to £1,000
• Hospital Benefit - Up to £200 (£10 per day)
• Repatriation of Vehicle/Luggage - Up to £1,000

ADDITIONAL BENEFITS

The following additional Personal Insurance benefits are included under the Policy:

• Baggage and Money Cover - Up to £1,500 (money limit £150)
• Valuables and Single Article Limit £150 - (Excess £40 per person)
• Personal Accident - Up to £10,000
• Personal Liability - Up to £2,000,000
• Ferry delays over six hours - Up to £20
• Where beaches unfit for use due to pollution - £15 per day (max.£75)
• Natural Catastrophe - Up to £500
• Loss of Amenity/Significant Nuisance - Up to £500.

Note: HEALTH CONDITIONS

Whilst this insurance is not subject to a health warranty, all claims are excluded WHERE AT THE TIME OF TAKING OUT THIS INSURANCE:

1. The insured person is aware of any set of circumstances, which would reasonably be expected to give rise to a claim.*
2. Any person including those not travelling whose condition may give rise to a claim:
   • is receiving, or on a waiting list for, inpatient treatment in a hospital or nursing home;
   • or is expecting to give birth before, or within 14 weeks of, the date of arrival home;
   • or is travelling against the medical advise of a medical practitioner or for the purposes of obtaining medical treatment;
   • or has been given a terminal prognosis is suffering, or has suffered from any diagnosed psychiatric disorder, anxiety or depression.

* If the insured person has a pre-existing medical condition for which consultation or treatment has been received within the six months prior to the date of issue of this insurance, the excess under Cancellation, Curtailment and Medical repatriation is increased to £80.

FOR CLAIMS OR QUERIES about this cover, please contact:

P J HAYMAN & Company Ltd
Stansted House
Rowlands Castle
Hants PO9 6DX

Claims Dept: 0845 2303524
Underwriting Dept (for cover queries): 0845 2303526